AI Development for Financial Services
AI solutions that detect fraud faster, automate compliance workflows, and improve customer experience. Built with PCI-DSS and SOC2 compliance from the ground up.
AI Use Cases for Fintech
Production AI applications transforming financial services in 2026.
Fraud Detection
Real-time AI fraud detection that analyzes transaction patterns, device fingerprints, behavioral signals, and network connections to flag suspicious activity. Processes thousands of transactions per second with sub-100ms latency. Reduces false positives by 40 to 60% compared to rule-based systems, saving operational costs and reducing customer friction. Adapts to new fraud patterns automatically through continuous learning on labeled outcomes.
Risk Scoring Models
AI-powered credit risk and underwriting models that evaluate borrowers using traditional financial data combined with alternative data signals. Produces more accurate risk assessments than FICO-only approaches, expanding access to credit while maintaining portfolio quality. Models include explainability features required by fair lending regulations (ECOA, FCRA) and generate adverse action notices automatically.
Customer Support Chatbot
AI chatbots that handle account inquiries, transaction disputes, product questions, and onboarding assistance for banking and fintech platforms. Integrates with core banking systems, CRM, and ticketing platforms. Deflects 40 to 55% of support tickets while maintaining compliance with financial communication regulations. Includes human handoff workflows for complex issues like fraud claims and account disputes.
Document Processing Automation
AI that extracts and validates data from financial documents: bank statements, tax returns, pay stubs, invoices, loan applications, and regulatory filings. Achieves 95%+ extraction accuracy with built-in validation rules. Reduces document processing time from 15 to 20 minutes per document to under 30 seconds. Integrates with loan origination systems, accounting software, and compliance workflows.
KYC and Identity Verification
AI-powered Know Your Customer (KYC) automation that verifies identity documents, performs sanctions screening, assesses risk profiles, and generates compliance reports. Reduces KYC processing time from days to minutes. Includes document authenticity verification, facial matching, sanctions list checking (OFAC, UN, EU), and PEP screening. Produces audit-ready compliance records automatically.
Portfolio Analytics
AI analytics that monitor portfolio performance, identify trends, predict market movements, and generate investment insights. Natural language interfaces allow analysts to query portfolio data conversationally. Automated report generation creates client-ready summaries, performance attribution analysis, and risk exposure reports. Reduces analyst research time by 50 to 70% on routine reporting tasks.
Compliance and Security
Financial services demand the highest security standards. Our AI systems are built with compliance at every layer.
PCI-DSS Compliance
Payment data handled according to PCI-DSS requirements. Tokenization of card numbers, encrypted transmission, secure key management, and network segmentation. AI systems that interact with payment data are deployed on PCI-compliant infrastructure with regular penetration testing and vulnerability scanning.
SOC2 Type II
Systems built following SOC2 trust service criteria: security, availability, processing integrity, confidentiality, and privacy. Includes access controls, change management, incident response procedures, and continuous monitoring. All infrastructure deployed on SOC2-certified cloud providers (AWS, GCP, Azure).
Audit Trails
Comprehensive logging of all AI system interactions, including user queries, model responses, data accessed, and decisions made. Immutable audit logs stored with configurable retention periods. Supports regulatory examinations and internal compliance reviews. Automated anomaly detection alerts for unusual access patterns.
Data Residency
Financial data stays where regulations require. We deploy AI systems in specific geographic regions to meet data residency requirements. Support for US-only, EU-only, or multi-region deployments. No financial data is sent to AI model providers without explicit authorization and appropriate compliance controls.
Recommended Packages for Fintech
Fixed-price packages designed for financial services requirements.
AI Readiness Audit
$3,000
Evaluate your data, infrastructure, compliance posture, and AI opportunities. Get a prioritized roadmap with estimated ROI. Includes financial compliance assessment. Delivered in 1 to 2 weeks.
Learn more →Compliant AI Chatbot
Starting at $15,000
Customer support chatbot with financial compliance controls, core banking integration, audit logging, and human handoff workflows. Deployed in 3 to 5 weeks.
Learn more →AI Integration Sprint
Starting at $15,000
Integrate AI capabilities into your fintech platform: fraud detection, document processing, KYC automation, or risk scoring. Deployed in 3 to 6 weeks.
Learn more →Frequently Asked Questions
Can AI be used for fraud detection in fintech?
How does AI handle compliance in financial services?
How much does AI development cost for fintech companies?
Can AI process financial documents automatically?
What is the timeline for building AI for a fintech product?
Build AI for your financial platform
Start with a $3,000 AI Readiness Audit. PCI-DSS and SOC2 compliance built in.